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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,221 | $54,355-13.1% | $82,744-42.9% | $68,486-31.1% |
| Participation rate | 100.0% | 63.9%+36.1pp | 72.6%+27.4pp | 67.9%+32.1pp |
| Annual return | -19.20% | -13.67%-5.5pp | 702.22%-721.4pp | -7.85%-11.3pp |
| Employer contribution / active EE | $7,593 | $2,219+242.3% | $3,008+152.4% | $2,597+192.4% |
| Participant deferral / active EE | $6,103 | $3,246+88.0% | $4,395+38.9% | $4,028+51.5% |
| Admin fee / account holder | $924 | $4,397-79.0% | $5,325-82.7% | $5,404-82.9% |