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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,349 | $58,311+25.8% | $81,882-10.4% | $80,959-9.4% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 15.10% | 41.85%-26.7pp | 779.47%-764.4pp | 35.67%-20.6pp |
| Employer contribution / active EE | $7,396 | $2,347+215.2% | $2,916+153.6% | $2,757+168.2% |
| Participant deferral / active EE | $6,920 | $3,287+110.5% | $4,323+60.1% | $4,300+60.9% |
| Admin fee / account holder | $307 | $4,752-93.5% | $7,360-95.8% | $6,925-95.6% |