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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,245 | $181,896+56.8% | $156,551+82.2% | $273,972+4.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 11.53% | 30.74%-19.2pp | 32.23%-20.7pp | 41.46%-29.9pp |
| Employer contribution / active EE | $6,919 | $6,248+10.7% | $5,501+25.8% | $4,869+42.1% |
| Participant deferral / active EE | $14,773 | $5,550+166.2% | $4,871+203.3% | $5,287+179.4% |
| Admin fee / account holder | $2,466 | $15,560-84.2% | $13,028-81.1% | $10,133-75.7% |