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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,399 | $89,370+5.6% | $141,197-33.1% | $72,976+29.4% |
| Participation rate | 85.4% | 75.1%+10.2pp | 82.5%+2.9pp | 69.5%+15.9pp |
| Annual return | 28.74% | 111.88%-83.1pp | 71.41%-42.7pp | 81.02%-52.3pp |
| Employer contribution / active EE | $300 | $3,115-90.4% | $4,736-93.7% | $2,440-87.7% |
| Participant deferral / active EE | $7,333 | $5,419+35.3% | $6,710+9.3% | $3,608+103.3% |
| Admin fee / account holder | $4,359 | $5,957-26.8% | $10,265-57.5% | $5,124-14.9% |