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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,732 | $77,817-4.0% | $123,553-39.5% | $64,173+16.5% |
| Participation rate | 89.2% | 74.7%+14.5pp | 82.3%+6.9pp | 69.6%+19.6pp |
| Annual return | -4.67% | 12.49%-17.2pp | 119.21%-123.9pp | 7.63%-12.3pp |
| Employer contribution / active EE | $541 | $3,014-82.1% | $4,628-88.3% | $2,381-77.3% |
| Participant deferral / active EE | $8,022 | $5,240+53.1% | $6,426+24.8% | $3,470+131.2% |
| Admin fee / account holder | $1,173 | $5,519-78.7% | $9,284-87.4% | $4,887-76.0% |