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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,202 | $72,177-4.1% | $115,038-39.8% | $59,633+16.0% |
| Participation rate | 65.0% | 72.6%-7.6pp | 81.4%-16.4pp | 68.7%-3.7pp |
| Annual return | -0.63% | 12.02%-12.6pp | 26.14%-26.8pp | 2041.45%-2042.1pp |
| Employer contribution / active EE | $527 | $2,841-81.4% | $4,608-88.6% | $2,203-76.1% |
| Participant deferral / active EE | $2,938 | $4,783-38.6% | $6,026-51.2% | $3,192-7.9% |
| Admin fee / account holder | $114 | $4,927-97.7% | $8,175-98.6% | $4,297-97.4% |