Retirement plan

THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC CASH BALANCE PLAN

Name: THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC - THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC CASH BALANCE PLAN (2019) Form 5500
Creator: THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC CASH BALANCE PLAN, THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC

THE ORTHOPEDIC CENTER OF ST. LOUIS, LLCEIN 75-3039280Plan #002PY 2019

14825 N OUTER FORTY RD, STE 200 - CHESTERFIELD, MO 630172152314-336-2618LinkedIn1-10 employees

Other plans on this EIN

1 filing

#001Retirement-$21.9M assets

Prospect flagsHigh cashLow employer contribution

How to read this page

Total assets (EOY)

$14.6M

+7.9% from 2018

Total participants

-26.6% from 2018

Average account balance

No prior year

Annual return

7.02%

+11.03 pp from 2018

Benchmarks

See 935 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined benefit

Participants25-99

Cohort935 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-0.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MONETA GROUP LLC3 years Filed as: MONETA GROUP INVESTMENT ADV Service code 27 · EIN 20-1903821	Advisory (Plan)	$45,893
CHARLES SCHWAB & CO., INC.3 years Service code 15 · EIN 94-1737782	Recordkeeping	$0

Plan features & details

Pension benefit codes1C1I3B3H

Plan features

1C
Cash balance or similar plan
A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
1I
Frozen plan
As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$46K

$534 / participant

Investment mgmt$46K100.0%

% of EOY assets

0.315%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: HOCHSCHILD, BLOOM & COMPANY LLP
Auditor EIN: 430673920
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$186,381-100.0%

$428,620-100.0%

$317,036-100.0%

Participation rate

0.0%

28.2%-28.2pp

46.0%-46.0pp

13.0%-13.0pp

Annual return

7.02%

12.39%-5.4pp

20.73%-13.7pp

13.59%-6.6pp

Employer contribution / active EE

$3,140

$14,456-78.3%

$36,503-91.4%

$14,592-78.5%

Participant deferral / active EE

$9-100.0%

$77-100.0%

$67-100.0%

Admin fee / account holder

$2,031-100.0%

$7,495-100.0%

$29,657-100.0%

Provider

Service type

Compensation

MONETA GROUP LLC3 years

Filed as: MONETA GROUP INVESTMENT ADV

Service code 27 · EIN 20-1903821

Advisory (Plan)

$45,893

CHARLES SCHWAB & CO., INC.3 years

Service code 15 · EIN 94-1737782

Recordkeeping

THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC CASH BALANCE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE ORTHOPEDIC CENTER OF ST. LOUIS, LLC CASH BALANCE PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion