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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,341 | $105,160-54.0% | $94,679-48.9% | $139,456-65.3% |
| Participation rate | 81.8% | 82.4%-0.5pp | 80.8%+1.0pp | 80.3%+1.5pp |
| Annual return | 14.23% | 38.04%-23.8pp | 156.75%-142.5pp | 373.45%-359.2pp |
| Employer contribution / active EE | $297 | $4,107-92.8% | $3,673-91.9% | $4,753-93.8% |
| Participant deferral / active EE | $6,013 | $7,599-20.9% | $7,417-18.9% | $6,711-10.4% |
| Admin fee / account holder | $35,868 | $8,988+299.1% | $7,233+395.9% | $11,407+214.4% |