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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,987 | $82,674-17.8% | $125,381-45.8% | $68,486-0.7% |
| Participation rate | 73.5% | 75.1%-1.5pp | 82.4%-8.8pp | 67.9%+5.6pp |
| Annual return | -22.31% | -5.97%-16.3pp | 572.31%-594.6pp | -7.85%-14.5pp |
| Employer contribution / active EE | $2,582 | $3,382-23.7% | $4,815-46.4% | $2,597-0.6% |
| Participant deferral / active EE | $6,452 | $6,111+5.6% | $7,448-13.4% | $4,028+60.2% |
| Admin fee / account holder | $2,520 | $6,277-59.8% | $10,007-74.8% | $5,404-53.4% |