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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,977 | $62,672-20.3% | $185,117-73.0% | $70,124-28.7% |
| Participation rate | 52.0% | 63.8%-11.8pp | 77.3%-25.3pp | 69.5%-17.5pp |
| Annual return | 16.12% | 40.79%-24.7pp | 40.50%-24.4pp | 73.14%-57.0pp |
| Employer contribution / active EE | $1,735 | $1,753-1.0% | $4,182-58.5% | $2,342-25.9% |
| Participant deferral / active EE | $3,034 | $3,272-7.3% | $5,045-39.9% | $3,332-8.9% |
| Admin fee / account holder | $1,235 | $3,932-68.6% | $8,159-84.9% | $4,645-73.4% |