Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,244 | $141,004-90.6% | $112,273-88.2% | $139,456-90.5% |
| Participation rate | 61.1% | 79.2%-18.1pp | 72.4%-11.3pp | 80.3%-19.2pp |
| Annual return | 19.66% | 32.75%-13.1pp | 30.23%-10.6pp | 373.45%-353.8pp |
| Employer contribution / active EE | $1,138 | $4,285-73.4% | $3,431-66.8% | $4,753-76.0% |
| Participant deferral / active EE | $908 | $5,878-84.6% | $4,800-81.1% | $6,711-86.5% |
| Admin fee / account holder | $1,392 | $9,959-86.0% | $7,752-82.0% | $11,407-87.8% |