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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,334 | $102,638-90.9% | $81,991-88.6% | $158,966-94.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 19.05% | 61.05%-42.0pp | 41.31%-22.3pp | 302.95%-283.9pp |
| Employer contribution / active EE | $1,020 | $3,241-68.5% | $2,498-59.2% | $4,762-78.6% |
| Participant deferral / active EE | $4,529 | $4,649-2.6% | $3,722+21.7% | $5,983-24.3% |
| Admin fee / account holder | $550 | $8,237-93.3% | $5,665-90.3% | $11,250-95.1% |