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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,273 | $48,053-51.6% | $84,628-72.5% | $72,975-68.1% |
| Participation rate | 33.3% | 57.6%-24.2pp | 68.2%-34.9pp | 69.5%-36.2pp |
| Annual return | 30.82% | 37.39%-6.6pp | 258.80%-228.0pp | 81.01%-50.2pp |
| Employer contribution / active EE | $635 | $1,602-60.3% | $2,653-76.0% | $2,440-74.0% |
| Participant deferral / active EE | $2,089 | $2,681-22.1% | $3,900-46.4% | $3,608-42.1% |
| Admin fee / account holder | $0 | $3,395-100.0% | $4,914-100.0% | $5,124-100.0% |