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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,517 | $124,980-23.6% | $108,359-11.9% | $154,746-38.3% |
| Participation rate | 60.0% | 75.2%-15.2pp | 70.1%-10.1pp | 80.7%-20.7pp |
| Annual return | 12.14% | 45.00%-32.9pp | 36.89%-24.8pp | 172.34%-160.2pp |
| Employer contribution / active EE | $2,156 | $2,851-24.4% | $2,399-10.2% | $4,379-50.8% |
| Participant deferral / active EE | $3,402 | $4,743-28.3% | $4,137-17.8% | $6,730-49.4% |
| Admin fee / account holder | $613 | $11,502-94.7% | $9,741-93.7% | $14,365-95.7% |