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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,852 | $111,785-40.2% | $93,669-28.6% | $145,877-54.2% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 13.58% | 203.79%-190.2pp | 133.59%-120.0pp | 551.28%-537.7pp |
| Employer contribution / active EE | $1,938 | $3,096-37.4% | $2,424-20.0% | $4,663-58.4% |
| Participant deferral / active EE | $3,100 | $4,919-37.0% | $4,416-29.8% | $6,691-53.7% |
| Admin fee / account holder | $99,128 | $10,256+866.6% | $8,291+1095.6% | $13,402+639.6% |