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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,517 | $112,729-15.3% | $98,716-3.2% | $137,256-30.4% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.3%-9.3pp | 80.0%-20.0pp |
| Annual return | 12.14% | 38.48%-26.3pp | 31.81%-19.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $2,156 | $2,725-20.9% | $2,279-5.4% | $4,156-48.1% |
| Participant deferral / active EE | $3,402 | $4,640-26.7% | $4,048-15.9% | $6,407-46.9% |
| Admin fee / account holder | $613 | $10,129-93.9% | $8,703-93.0% | $12,270-95.0% |