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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,517 | $156,616-39.0% | $133,346-28.4% | $198,609-51.9% |
| Participation rate | 60.0% | 77.7%-17.7pp | 72.8%-12.8pp | 82.4%-22.4pp |
| Annual return | 12.14% | 44.25%-32.1pp | 36.85%-24.7pp | 202.70%-190.6pp |
| Employer contribution / active EE | $2,156 | $3,368-36.0% | $2,853-24.5% | $5,055-57.4% |
| Participant deferral / active EE | $3,402 | $4,920-30.8% | $4,332-21.5% | $6,977-51.2% |
| Admin fee / account holder | $613 | $17,468-96.5% | $14,264-95.7% | $19,030-96.8% |