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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,646 | $99,647-90.3% | $86,439-88.8% | $134,509-92.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.17% | 6784.13%-6803.3pp | 4395.55%-4414.7pp | 418.13%-437.3pp |
| Employer contribution / active EE | $3,547 | $4,401-19.4% | $3,769-5.9% | $4,741-25.2% |
| Participant deferral / active EE | $6,358 | $7,246-12.3% | $6,952-8.5% | $6,400-0.7% |
| Admin fee / account holder | $11,129 | $8,373+32.9% | $6,732+65.3% | $11,427-2.6% |