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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,740 | $217,427+48.9% | $185,837+74.2% | $167,518+93.3% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 21.48% | 148.39%-126.9pp | 122.08%-100.6pp | 478.71%-457.2pp |
| Employer contribution / active EE | $1,844 | $5,874-68.6% | $5,168-64.3% | $4,838-61.9% |
| Participant deferral / active EE | $5,748 | $6,357-9.6% | $5,568+3.2% | $6,342-9.4% |
| Admin fee / account holder | $2,399 | $19,816-87.9% | $16,241-85.2% | $12,312-80.5% |