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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,401 | $83,337-23.9% | $67,834-6.5% | $273,972-76.9% |
| Participation rate | 68.4% | 76.4%-8.0pp | 68.8%-0.4pp | 83.0%-14.6pp |
| Annual return | 6.56% | 259.45%-252.9pp | 138.47%-131.9pp | 41.46%-34.9pp |
| Employer contribution / active EE | $1,218 | $3,287-62.9% | $2,403-49.3% | $4,869-75.0% |
| Participant deferral / active EE | $2,683 | $4,088-34.4% | $3,160-15.1% | $5,287-49.3% |
| Admin fee / account holder | $6,549 | $6,752-3.0% | $4,622+41.7% | $10,133-35.4% |