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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,672 | $198,457-37.2% | $170,435-26.9% | $147,586-15.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 16.46% | 257.30%-240.8pp | 205.94%-189.5pp | 578.59%-562.1pp |
| Employer contribution / active EE | $3,655 | $6,183-40.9% | $5,432-32.7% | $4,876-25.0% |
| Participant deferral / active EE | $4,264 | $5,629-24.3% | $4,939-13.7% | $5,439-21.6% |
| Admin fee / account holder | $16,464 | $16,852-2.3% | $13,881+18.6% | $10,886+51.2% |