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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,664 | $107,363-78.9% | $92,909-75.6% | $152,897-85.2% |
| Participation rate | 62.5% | 79.8%-17.3pp | 76.0%-13.5pp | 82.5%-20.0pp |
| Annual return | 15.85% | 145.63%-129.8pp | 109.44%-93.6pp | 345.43%-329.6pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,867 | $4,848-61.5% | $4,238-56.0% | $5,851-68.1% |
| Admin fee / account holder | $2,505 | $7,082-64.6% | $5,795-56.8% | $11,599-78.4% |