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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,936 | $211,239+40.6% | $178,528+66.3% | $145,877+103.6% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 10.91% | 30.22%-19.3pp | 27.11%-16.2pp | 551.28%-540.4pp |
| Employer contribution / active EE | $17,718 | $4,570+287.7% | $3,950+348.5% | $4,663+280.0% |
| Participant deferral / active EE | $8,878 | $6,963+27.5% | $6,278+41.4% | $6,691+32.7% |
| Admin fee / account holder | $23,762 | $12,095+96.5% | $10,419+128.1% | $13,402+77.3% |