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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,746 | $232,540-19.3% | $185,117+1.4% | $147,586+27.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 19.56% | 43.03%-23.5pp | 40.50%-20.9pp | 578.59%-559.0pp |
| Employer contribution / active EE | $4,500 | $5,195-13.4% | $4,182+7.6% | $4,876-7.7% |
| Participant deferral / active EE | $6,851 | $5,834+17.4% | $5,045+35.8% | $5,439+26.0% |
| Admin fee / account holder | $492 | $10,275-95.2% | $8,159-94.0% | $10,886-95.5% |