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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,006 | $58,523-57.3% | $99,470-74.9% | $72,983-65.7% |
| Participation rate | 55.7% | 64.6%-8.9pp | 73.8%-18.1pp | 69.5%-13.7pp |
| Annual return | 21.31% | 28.51%-7.2pp | 30.72%-9.4pp | 81.01%-59.7pp |
| Employer contribution / active EE | $860 | $1,512-43.1% | $2,540-66.1% | $2,440-64.8% |
| Participant deferral / active EE | $1,560 | $2,606-40.1% | $3,619-56.9% | $3,608-56.8% |
| Admin fee / account holder | $1,670 | $4,102-59.3% | $6,252-73.3% | $5,124-67.4% |