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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,017 | $77,638-43.3% | $156,551-71.9% | $62,881-30.0% |
| Participation rate | 57.1% | 71.2%-14.1pp | 84.0%-26.9pp | 69.3%-12.2pp |
| Annual return | 7.19% | 50.33%-43.1pp | 32.23%-25.0pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,647 | $3,444-52.2% | $5,501-70.1% | $2,281-27.8% |
| Participant deferral / active EE | $3,452 | $3,046+13.4% | $4,871-29.1% | $3,203+7.8% |
| Admin fee / account holder | $2,321 | $5,561-58.3% | $13,028-82.2% | $4,296-46.0% |