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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,124 | $96,643+56.4% | $86,617+74.5% | $139,456+8.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 4.92% | 106.57%-101.6pp | 591.91%-587.0pp | 373.45%-368.5pp |
| Employer contribution / active EE | $2,656 | $3,264-18.6% | $3,023-12.1% | $4,753-44.1% |
| Participant deferral / active EE | $5,887 | $4,835+21.8% | $4,437+32.7% | $6,711-12.3% |
| Admin fee / account holder | $2,057 | $6,406-67.9% | $5,613-63.3% | $11,407-82.0% |