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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $942,443 | $124,187+658.9% | $108,410+769.3% | $167,518+462.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 18.35% | 1379.80%-1361.5pp | 905.34%-887.0pp | 478.71%-460.4pp |
| Employer contribution / active EE | $11,059 | $4,187+164.1% | $3,558+210.8% | $4,838+128.6% |
| Participant deferral / active EE | $22,359 | $6,908+223.7% | $6,562+240.7% | $6,342+252.6% |
| Admin fee / account holder | $1,520 | $9,456-83.9% | $7,296-79.2% | $12,312-87.7% |