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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,235 | $171,272+20.4% | $127,803+61.4% | $152,897+34.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 23.05% | 23.54%-0.5pp | 26.14%-3.1pp | 345.43%-322.4pp |
| Employer contribution / active EE | $7,687 | $5,451+41.0% | $4,576+68.0% | $4,764+61.4% |
| Participant deferral / active EE | $10,299 | $7,043+46.2% | $6,023+71.0% | $5,851+76.0% |
| Admin fee / account holder | $985 | $14,540-93.2% | $9,399-89.5% | $11,599-91.5% |