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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,247 | $48,267-47.7% | $68,808-63.3% | $68,486-63.1% |
| Participation rate | 28.7% | 60.7%-31.9pp | 69.0%-40.3pp | 67.9%-39.2pp |
| Annual return | -16.74% | -12.70%-4.0pp | -6.37%-10.4pp | -7.85%-8.9pp |
| Employer contribution / active EE | $556 | $1,829-69.6% | $2,656-79.0% | $2,597-78.6% |
| Participant deferral / active EE | $911 | $2,867-68.2% | $3,942-76.9% | $4,028-77.4% |
| Admin fee / account holder | $199 | $4,362-95.4% | $4,936-96.0% | $5,404-96.3% |