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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,119 | $217,427+29.3% | $185,837+51.3% | $167,518+67.8% |
| Participation rate | 84.2% | 86.0%-1.8pp | 81.7%+2.5pp | 82.1%+2.1pp |
| Annual return | 11.02% | 148.39%-137.4pp | 122.08%-111.1pp | 478.71%-467.7pp |
| Employer contribution / active EE | $7,214 | $5,874+22.8% | $5,168+39.6% | $4,838+49.1% |
| Participant deferral / active EE | $4,866 | $6,357-23.5% | $5,568-12.6% | $6,342-23.3% |
| Admin fee / account holder | $6,508 | $19,816-67.2% | $16,241-59.9% | $12,312-47.1% |