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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,185 | $109,908+0.3% | $97,161+13.4% | $145,978-24.5% |
| Participation rate | 92.9% | 75.9%+16.9pp | 72.7%+20.2pp | 80.3%+12.6pp |
| Annual return | 13.59% | 243.80%-230.2pp | 75.36%-61.8pp | 550.52%-536.9pp |
| Employer contribution / active EE | $9,255 | $3,077+200.7% | $2,723+239.8% | $4,662+98.5% |
| Participant deferral / active EE | $4,756 | $4,679+1.7% | $4,265+11.5% | $6,690-28.9% |
| Admin fee / account holder | $2,721 | $6,213-56.2% | $5,647-51.8% | $13,400-79.7% |