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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,888 | $86,701+2.5% | $73,309+21.3% | $125,389-29.1% |
| Participation rate | 80.0% | 78.6%+1.4pp | 74.9%+5.1pp | 83.2%-3.2pp |
| Annual return | -0.83% | 2.78%-3.6pp | 5.67%-6.5pp | 282.24%-283.1pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,930 | $5,549-65.2% | $4,991-61.3% | $5,352-63.9% |
| Admin fee / account holder | $990 | $7,768-87.3% | $5,635-82.4% | $9,541-89.6% |