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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,150 | $202,342+13.2% | $172,753+32.6% | $152,909+49.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.57% | 1029.88%-1007.3pp | 803.00%-780.4pp | 345.46%-322.9pp |
| Employer contribution / active EE | $3,212 | $5,857-45.2% | $5,144-37.6% | $4,764-32.6% |
| Participant deferral / active EE | $7,934 | $5,948+33.4% | $5,198+52.7% | $5,851+35.6% |
| Admin fee / account holder | $1,618 | $17,112-90.5% | $13,956-88.4% | $11,601-86.1% |