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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,839 | $198,457-9.9% | $170,435+4.9% | $147,586+21.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.54% | 257.30%-242.8pp | 205.94%-191.4pp | 578.59%-564.1pp |
| Employer contribution / active EE | $3,068 | $6,183-50.4% | $5,432-43.5% | $4,876-37.1% |
| Participant deferral / active EE | $7,583 | $5,629+34.7% | $4,939+53.5% | $5,439+39.4% |
| Admin fee / account holder | $1,132 | $16,852-93.3% | $13,881-91.8% | $10,886-89.6% |