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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,581 | $73,532-13.5% | $178,540-64.4% | $74,459-14.6% |
| Participation rate | 66.7% | 66.6%+0.1pp | 77.1%-10.4pp | 67.2%-0.6pp |
| Annual return | 13.62% | 17.51%-3.9pp | 27.15%-13.5pp | 1369.70%-1356.1pp |
| Employer contribution / active EE | $1,033 | $2,221-53.5% | $3,953-73.9% | $2,626-60.6% |
| Participant deferral / active EE | $3,310 | $4,519-26.7% | $6,281-47.3% | $4,350-23.9% |
| Admin fee / account holder | $2,772 | $1,813+53.0% | $10,424-73.4% | $1,945+42.6% |