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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,712 | $198,457-51.3% | $170,435-43.3% | $147,586-34.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 9.80% | 257.30%-247.5pp | 205.94%-196.1pp | 578.59%-568.8pp |
| Employer contribution / active EE | $13,611 | $6,183+120.1% | $5,432+150.5% | $4,876+179.1% |
| Participant deferral / active EE | $8,616 | $5,629+53.0% | $4,939+74.4% | $5,439+58.4% |
| Admin fee / account holder | $7,800 | $16,852-53.7% | $13,881-43.8% | $10,886-28.3% |