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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,392 | $168,635-51.1% | $147,617-44.2% | $125,389-34.3% |
| Participation rate | 75.0% | 88.8%-13.8pp | 84.6%-9.6pp | 83.2%-8.2pp |
| Annual return | -4.00% | 77.65%-81.6pp | 61.98%-66.0pp | 282.24%-286.2pp |
| Employer contribution / active EE | $12,857 | $6,252+105.6% | $5,564+131.1% | $4,866+164.2% |
| Participant deferral / active EE | $8,130 | $5,507+47.6% | $4,895+66.1% | $5,352+51.9% |
| Admin fee / account holder | $5,328 | $13,580-60.8% | $11,612-54.1% | $9,541-44.2% |