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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,896 | $129,737+1.7% | $119,126+10.7% | $154,746-14.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 16.35% | 379.08%-362.7pp | 282.11%-265.8pp | 172.34%-156.0pp |
| Employer contribution / active EE | $3,913 | $4,375-10.6% | $4,034-3.0% | $4,379-10.7% |
| Participant deferral / active EE | $14,063 | $5,842+140.7% | $5,318+164.4% | $6,730+108.9% |
| Admin fee / account holder | $8,104 | $11,961-32.2% | $10,693-24.2% | $14,365-43.6% |