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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,045 | $96,388-42.9% | $80,627-31.7% | $139,466-60.5% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 7.51% | 1352.08%-1344.6pp | 936.76%-929.3pp | 373.66%-366.2pp |
| Employer contribution / active EE | $1,759 | $3,260-46.0% | $2,723-35.4% | $4,754-63.0% |
| Participant deferral / active EE | $5,286 | $5,224+1.2% | $4,443+19.0% | $6,712-21.2% |
| Admin fee / account holder | $440 | $6,603-93.3% | $5,381-91.8% | $11,409-96.1% |