Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WINTRUST INVESTMENTS LLC1 year Filed as: WAYNE HUMMER INVESTMENTS Service code 27 · EIN 36-1245570 | Advisory (Plan) | $23,272 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,237 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,174 | $55,453+71.6% | $170,435-44.2% | $62,293+52.8% |
| Participation rate | 38.3% | 66.4%-28.1pp | 83.6%-45.3pp | 69.5%-31.2pp |
| Annual return | 14.69% | 21.38%-6.7pp | 205.94%-191.3pp | 28.90%-14.2pp |
| Employer contribution / active EE | $0 | $2,164-100.0% | $5,432-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $2,164 | $2,303-6.0% | $4,939-56.2% | $3,169-31.7% |
| Admin fee / account holder | $592 | $455+30.2% | $13,881-95.7% | $479+23.6% |