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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,504 | $217,427-51.0% | $185,837-42.7% | $167,518-36.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.63% | 148.39%-140.8pp | 122.08%-114.4pp | 478.71%-471.1pp |
| Employer contribution / active EE | $13,907 | $5,874+136.7% | $5,168+169.1% | $4,838+187.4% |
| Participant deferral / active EE | $11,652 | $6,357+83.3% | $5,568+109.2% | $6,342+83.7% |
| Admin fee / account holder | $6,448 | $19,816-67.5% | $16,241-60.3% | $12,312-47.6% |