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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,454 | $157,304-67.9% | $141,197-64.3% | $152,909-67.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 3.13% | 64.34%-61.2pp | 71.41%-68.3pp | 345.46%-342.3pp |
| Employer contribution / active EE | $1,255 | $5,263-76.2% | $4,736-73.5% | $4,764-73.7% |
| Participant deferral / active EE | $6,370 | $7,111-10.4% | $6,710-5.1% | $5,851+8.9% |
| Admin fee / account holder | $466 | $12,126-96.2% | $10,265-95.5% | $11,601-96.0% |