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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,553 | $127,387-79.9% | $115,038-77.8% | $125,389-79.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -14.53% | 31.28%-45.8pp | 26.14%-40.7pp | 282.24%-296.8pp |
| Employer contribution / active EE | $1,685 | $5,166-67.4% | $4,608-63.4% | $4,866-65.4% |
| Participant deferral / active EE | $7,528 | $6,423+17.2% | $6,026+24.9% | $5,352+40.7% |
| Admin fee / account holder | $390 | $9,516-95.9% | $8,175-95.2% | $9,541-95.9% |