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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,353 | $81,276+114.5% | $155,574+12.1% | $80,925+115.5% |
| Participation rate | 75.7% | 66.2%+9.4pp | 78.2%-2.5pp | 67.7%+8.0pp |
| Annual return | 9.54% | 33.36%-23.8pp | 64.87%-55.3pp | 35.65%-26.1pp |
| Employer contribution / active EE | $2,059 | $3,103-33.6% | $4,676-56.0% | $2,756-25.3% |
| Participant deferral / active EE | $4,043 | $3,453+17.1% | $5,629-28.2% | $4,299-6.0% |
| Admin fee / account holder | $12,615 | $7,993+57.8% | $15,914-20.7% | $6,940+81.8% |