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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,958 | $77,908+64.2% | $149,696-14.5% | $75,173+70.2% |
| Participation rate | 80.0% | 65.6%+14.4pp | 78.8%+1.2pp | 67.2%+12.8pp |
| Annual return | 15.04% | 31.73%-16.7pp | 134.46%-119.4pp | 160.72%-145.7pp |
| Employer contribution / active EE | $2,341 | $3,138-25.4% | $4,821-51.4% | $2,671-12.3% |
| Participant deferral / active EE | $5,003 | $3,411+46.7% | $5,682-12.0% | $4,126+21.2% |
| Admin fee / account holder | $615 | $5,950-89.7% | $13,212-95.3% | $5,651-89.1% |