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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,353 | $81,358+114.3% | $155,556+12.1% | $80,959+115.4% |
| Participation rate | 75.7% | 66.3%+9.4pp | 78.2%-2.5pp | 67.7%+8.0pp |
| Annual return | 9.54% | 33.39%-23.8pp | 64.84%-55.3pp | 35.67%-26.1pp |
| Employer contribution / active EE | $2,059 | $3,106-33.7% | $4,675-56.0% | $2,757-25.3% |
| Participant deferral / active EE | $4,043 | $3,455+17.0% | $5,631-28.2% | $4,300-6.0% |
| Admin fee / account holder | $12,615 | $7,994+57.8% | $15,885-20.6% | $6,925+82.2% |