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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,353 | $81,233+114.6% | $155,567+12.1% | $80,874+115.6% |
| Participation rate | 75.7% | 66.2%+9.4pp | 78.2%-2.5pp | 67.6%+8.0pp |
| Annual return | 9.54% | 33.33%-23.8pp | 64.74%-55.2pp | 35.62%-26.1pp |
| Employer contribution / active EE | $2,059 | $3,101-33.6% | $4,674-55.9% | $2,756-25.3% |
| Participant deferral / active EE | $4,043 | $3,452+17.1% | $5,628-28.2% | $4,297-5.9% |
| Admin fee / account holder | $12,615 | $7,998+57.7% | $15,916-20.7% | $6,935+81.9% |