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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,943 | $51,194+198.8% | $70,525+116.9% | $75,173+103.5% |
| Participation rate | 52.3% | 60.9%-8.7pp | 68.4%-16.1pp | 67.2%-14.9pp |
| Annual return | 17.11% | 30.03%-12.9pp | 32.76%-15.7pp | 160.65%-143.5pp |
| Employer contribution / active EE | $1,639 | $1,826-10.2% | $2,974-44.9% | $2,670-38.6% |
| Participant deferral / active EE | $4,821 | $2,850+69.2% | $4,567+5.6% | $4,126+16.9% |
| Admin fee / account holder | $10,240 | $4,092+150.3% | $6,413+59.7% | $5,651+81.2% |