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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,002 | $72,269-21.1% | $101,271-43.7% | $79,852-28.6% |
| Participation rate | 64.0% | 68.5%-4.5pp | 75.8%-11.8pp | 69.6%-5.6pp |
| Annual return | 16.35% | 22.29%-5.9pp | 46.48%-30.1pp | 31.72%-15.4pp |
| Employer contribution / active EE | $1,508 | $2,692-44.0% | $3,660-58.8% | $2,471-39.0% |
| Participant deferral / active EE | $3,437 | $3,282+4.7% | $4,371-21.4% | $3,740-8.1% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,948-100.0% | $5,306-100.0% |