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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,596 | $65,364-25.7% | $92,909-47.7% | $72,975-33.4% |
| Participation rate | 59.3% | 68.3%-9.1pp | 76.0%-16.7pp | 69.5%-10.2pp |
| Annual return | 19.97% | 42.11%-22.1pp | 109.44%-89.5pp | 81.01%-61.0pp |
| Employer contribution / active EE | $1,366 | $2,594-47.3% | $3,653-62.6% | $2,440-44.0% |
| Participant deferral / active EE | $3,043 | $3,128-2.7% | $4,238-28.2% | $3,608-15.7% |
| Admin fee / account holder | $0 | $4,251-100.0% | $5,795-100.0% | $5,124-100.0% |