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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,199 | $56,197-21.3% | $67,652-34.7% | $59,633-25.9% |
| Participation rate | 87.8% | 71.5%+16.3pp | 75.7%+12.1pp | 68.7%+19.1pp |
| Annual return | 1.53% | 18508.10%-18506.6pp | 6625.40%-6623.9pp | 2041.45%-2039.9pp |
| Employer contribution / active EE | $3,158 | $1,615+95.6% | $2,266+39.4% | $2,203+43.4% |
| Participant deferral / active EE | $3,627 | $2,844+27.6% | $3,560+1.9% | $3,192+13.6% |
| Admin fee / account holder | $737 | $3,958-81.4% | $4,821-84.7% | $4,297-82.9% |